Calculators
The decision between a pension, a lump-sum withdrawal or a combination of both has various financial and tax consequences. Our calculation functions show you these effects – tailored to your personal situation and of course anonymously.
You can also determine your needs-covering PF pension. It shows you how high your PF pension should be so that your living needs in old age are covered.
Start – Basic data
What income can you expect after retirement? Enter your details here. These basic data are also used for the calculations that follow. Let’s go!
Needs-covering PF pension – Budget calculator
How high does the PF pension have to be so that your financial needs after retirement are covered by all income sources? Find out!
Calculation of the interest guarantee
Your PF pension also includes a return – the so-called interest guarantee. Calculate the interest guarantee on your PF pension!
Tax comparison of pension and lump sum
What tax effects do a pension and a lump-sum withdrawal have? We compare the tax effects of the different forms of withdrawal over your entire life expectancy.
Return comparison of pension and lump sum
Compare the return of your PF pension (interest guarantee) with the possible return of a private investment of your lump-sum withdrawal on the financial markets.
Private reinvestment of the lump-sum withdrawal
Here you can compare different investment strategies and find out about their opportunities, risks and historical development.
Your personal results
Complete all calculators to download your results.